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Sadly, monetary stress remains to be alive and nicely. Earlier this yr, 63% of employees claimed their monetary stress has elevated because the begin of the pandemic, based on PwC’s 2021 Worker Monetary Wellness Survey. Now, with the Delta variant taking maintain of the nation who is aware of what that can do to the economic system and private funds. Have your financial savings been tapped into? Did you faucet into retirement this final yr? Did you open a brand new bank card or take out a mortgage to pay for bills this yr? So many People needed to be…

This weekend marks one year of marriage for Brandon and me. One year of sharing a last name and one year of sharing a bank account. It probably doesn’t surprise you to know that Brandon and I talked about how we’d manage our money as a married couple long before we actually were a married couple. Just as we talked about our future goals and plans, we also talked about our future finances. When couples decide to spend their lives together, the discussion of how they’ll manage their money together is often an afterthought. Most people don’t find it quite…

2022 was not a super pretty year when it came to the economy. Interest rates skyrocketed. Hiring freezes came into effect. Yet despite all of this, we are currently seeing low unemployment rates and a high demand for workers. This is a good sign for the economy. Though this doesn’t change the stress and concern that Americans have about how inflation will continue to cause a scene into 2023. Here’s why… Interest rate increases The Fed raised the fed funds rate by 50bps to 4.25%-4.5% during its last monetary policy meeting of 2022, pushing borrowing costs to the highest level…

Your definition of financial stability may not necessarily be the same as how your friends, family, neighbors or colleagues describe it. Though we can all agree that financial stability really boils down to how confident and secure you feel with your finances. According to the CFPB, financial wellness is defined as: “A state of being wherein you have control over day-to-day, month-to-month finances; have the capacity to absorb a financial shock; are on track to meet your financial goals; and have the financial freedom to make the choices that allow you to enjoy life.” On the financial wellness spectrum, where…

When Brandon and I obtained engaged, we had some fairly lofty objectives. We deliberate to plan and pay for a marriage in 4 months, journey to Spain for our honeymoon, repay our non-student mortgage debt, and save for an RV to journey the nation. Oh yeah, and we hoped to do all of it inside one yr. Whereas it would sound farfetched, we checked every little thing off this record inside one yr of getting engaged. And some of the vital components I attribute to us reaching all of our objectives? Cash dates. We talk brazenly and respectfully about cash,…

As your small business grows, you’re going to want the assistance of competent, environment friendly workers to maintain all the things working easily. Have you learnt find out how to discover such individuals? High-notch workers aren’t uncommon if you recognize the place to look and find out how to join with them. A Staffing Company If you’re within the state of Texas chances are you’ll wish to give the time period Dallas staffing company a fast search to search out the very best native companies round. Businesses like this can help you seek for the expertise you want. You’ll find individuals with…

Is the hybrid work model here to stay? Unclear right now. One thing we do know though is that the hybrid work model may have a negative impact on personal financial stress. First, what is the hybrid work model? Many organizations are offering the opportunity for employees to work two or three days a week in the office, while also offering the opportunity for employees to work completely remotely. Working remotely has worked well for most organizations over the last year or so, so this seems like an easy transition. In fact, 55% of U.S. workers want a mix of…